Saving His Flock From The Jaws of Foreclosure

The
usual work of a priest is to save the souls of his flock but in Los
Angeles a priest is doing the unusual task of saving his flock from the
jaws of foreclosure. The goal of Rev. John Lasseigne is very much down
to earth – saving the hearth and home.

It
is no easy task – it is like asking for a miracle to work in the Roman
Catholic parish located in Pacoima. The neighbourhood is infested with
bank signs offering houses for sale. These signs are growing faster than
the weeds on neglected houses. Woefully Rev. Lasseigne of Mary
Immaculate Church is stunned and commented, “We’re talking thousands of
foreclosures.”

Apart from praying for his flock the priest has
gone knocking at the doors of politicians and holding parleys with the
lenders. His daily epistles are laced with talk about ballooning
payments and amortization. The bishop’s agenda is full of meetings with
the top architects of this crisis – the lenders and the politicians.

Buying A Makati Condominium

Nowadays, people are choosing to rent or buy Makati condominiums versus buying or renting a house & lot in nearby cities.

This can be attributed to the fact that most people prefer to live in residential spaces requiring less maintenance, and they favor the proximity of Makati to key establishments in business such as work, popular lifestyle spots, schools and medical facilities. Add to this the ease of transportations routes and quick accessibility to most cities in the Metro.

Pricing is a concern with everyone whos ever bought a property in Makati. However a lot of developers have managed to meet the expectations of everyone from the different sectors of society from the young couple starting a family, a working student whose only got enough to pay for his or her rental/amortization, or an ofw who worked hard for years on end and is about to make his very first real estate investment. Theres a variety of Makati condominiums on the market catering to the purchasing power of the Filipino people. Not only that, banks have made it easier for the simple Juan to make a loan without selling his soul to the devil to make his down payment & monthly amortization.

Three Basic Steps in Getting a Mortgage

The first step in owning a home is to look for a mortgage. This can be sometimes overwhelming and disheartening. So you should be prepared for it.

There are different types of loan products in the market. The task of choosing which loan type or which company can be difficult when you really want to choose the best as there are dozens of loan types and hundreds of loan programs available through thousands of mortgage brokers, bankers, lenders, finance companies, credit unions, even stock brokerage firms.

The source of mortgage information can be as enormous as the number of mortgages available. Media such as web sites, newspaper articles, mortgage books, consumer seminars and workshops, financial planners, mortgage brokers, lenders and real estate agents are all available to assist you along the way.

Consider Basic Home Buying Checklist Before Buying a House

Home buying checklist is very essential thing before you purchase a
house. Buying home involves lot of investment and hence, one should be
very careful while purchasing a house to check whether it caters with
their basic needs or not. . It is important to note certain factors like
cost of the house (property), neighborhood, basic amenities, home
stores, road conditions, transportation, and many other mandatory
factors play a very crucial role in purchasing a house. A person living
in a society cannot imagine his life without these basic living
amenities.

If you are an amateur home buyer or first timer then
buying a home can be a daunting task for you. It is advisable to take
help from an experienced home buyer or real estate agents. . These real
estate agents are an excellent professional help, they guide you
correctly about the place you should opt for living and also keep you
away from buying a wrong property. They charge their fees which you can
negotiate as well.

It is mandatory for every home owner to buy a
home in a peaceful and secured place. Places full of crimes and
notorious activities are absolutely unsafe and unadvisable for every
individual living alone or with family. Therefore, you must meet with a
couple of neighbors of the locality to enquire if any criminal or
illegal activity taking place. You may also check the past record of the
area in Internet or newspaper.

Affordable Lake Chapala Area Called real-world Fountain Of Youth

International Living profiled the Lake Chapala area in their May 2010 issue with the headline Real-World “Fountain of Youth” In Affordable Lake Chapala Community. The article profiled one of our more well-known local residents, Jim Tipton, a 67-year-old ex-beekeeper from Colorado, who now lives comfortably in year-round warm weather in Ajijic on a modest $1,800 a month budget!

Actually, I have to admit, we can beat that number and then some!. Here are some real-life numbers from the following households who live in the Lake Chapala area:

Column 1: Couple

Green Building Design A Conscious Way To Conserve Energy & Other Resources In Costa Rica

With increasing efforts being made all over the world to reduce one’s carbon footprint in the environment and to conserve energy, it should come as a no surprise to see significant development of green building designs in Costa Rica.

Green building designs are eco-friendly designs that help sustain natural resources while reducing one’s carbon footprint on the environment. Typically, a green home is a home designed which uses less energy by means of incorporating greater insulation in the house, use of LED energy conserving lights as well as maximizing natural ventilation so as not to depend on Air conditioning. A typical green house is also designed to collect all grey and black water from toilets, showers and washing machines to feed into a recycling tank where hard solids are naturally broken down and purified water is the end product. This recycled purified water can be reused back into the garden or back into the house for flushing toilets.

Green building designs also make use of sustainable building materials. Sustainable building materials are those that are composed of renewable resources or the ones that are manufactured with environmentally friendly processes and use recycled or recyclable products, all the while reducing admittance to greenhouse gases. Typically in Costa Rica, green homes are constructed using locally manufactured cement block as well as fast growing hardwoods such as teak that have been farmed for construction purposes.